No matter if you’re already searching for a new Laguna Niguel home or if your thinking about selling your home in the Laguna Niguel Real Estate market to upgrade to a bigger place, one of the first steps you should take is to find out how much home you can afford. Nothing feels as bad as finding the home of your dreams and then being denied a mortgage for it. Or worse yet, selling your current home and being unable to afford a new one.
Getting pre-approved for a home loan is fairly quick and easy. Simply call your lender and ask them for a pre-approval letter – they’ll ask you a few questions and have you pre-approved in no time. If you don’t already have a lender, you can check out my list of recommended Orange County lenders by visiting the Mortgage Resources page on my Laguna Niguel Real Estate Web site. Once you have your pre-approval, you can begin your search immediately by Searching the MLS. If you see any homes you like or have any questions about mortgages, feel free to email me at hugh@hughkice.com.
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