One of the most important aspects of buying a home in the Laguna Niguel real estate market, Dana Point real estate market or Mission Viejo real estate market is securing a mortgage for the home you want to buy. Without a mortgage, most people would be unable to buy a home. That’s why it’s so important to find a lender you trust and be pre-approved for a home loan before you begin the house hunting process in full force.
Mortgage pre-approval is easy. Your lender will ask you a few questions about your finances and will be able to give you a ball-park estimate of the amount of money you will qualify to borrow. This will not only help you narrow down your house hunting prices range, but it can also help you better understand your loan options.
If you don’t already have a lender you are working with, check out the Laguna Niguel real estateMortgage Information page on my website for great referrals and additional information. Or feel free to email me anytime at Hugh@HughKice.com.
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